/* ===== Base ===== */
:root{
  --ms-container:1440px;
  --ms-x1:8px;--ms-x2:12px;--ms-x3:16px;--ms-x4:20px;--ms-x5:24px;
  --ms-blue:#1279bf;--ms-blue-600:#1a78c2;
  --ms-dark:#333;--ms-gray-200:#e9e9e9;--ms-gray-150:#f5f5f5;--ms-white:#fff;
  --ms-sticky-gap:8px;
}
*,*::before,*::after{box-sizing:border-box}
.ms-container{max-width:var(--ms-container);margin:0 auto;padding:0 var(--ms-x3)}
img{max-width:100%;height:auto;display:block}
ul[role="list"]{list-style:none;margin:0;padding:0}

/* ===== Promo ===== */
.ms-promo{background:var(--ms-gray-150);border-bottom:1px solid var(--ms-gray-200)}
.ms-promo__inner{min-height:60px;display:flex;align-items:center;justify-content:center;gap:var(--ms-x2);padding:var(--ms-x1) 0}
.ms-promo__text{font-size:14px;line-height:1.2}
.ms-promo__partner img{max-height:23px;width:auto}
.ms-promo__sep{display:none}

/* ===== Header (móvil colapsado) ===== */
.ms-header{background:var(--ms-white);border-bottom:1px solid var(--ms-gray-200)}
.ms-header__container{display:grid;grid-template-columns:44px 1fr 44px;align-items:center;gap:32px;min-height:80px;padding:var(--ms-x2) 0}
@media(max-width: 768px) {.ms-header__container {padding-top: unset !important;padding-bottom: unset !important;}  }
.ms-header__burger{display:flex !important;align-items:center;justify-content:center}
.ms-header__burger button,.ms-header__burger a{all:unset;display:flex;align-items:center;justify-content:center;cursor:pointer;width:44px;height:44px}
.ms-header__brand img{height:20px;width:auto}
.ms-header__nav{display:none}
.ms-header__cta{display:none}
.ms-header__user{display:flex;align-items:center;justify-content:center}
.ms-header__user-link{display:flex;align-items:center;justify-content:center;width:44px;height:44px;color:#111}

/* ===== Menú móvil abierto (overlay) ===== */
.ms-header.is-open{position:relative;z-index:1200}
.ms-header.is-open .ms-header__nav{display:block;position:fixed;inset:0;background:#fff;overflow:auto;-webkit-overflow-scrolling:touch;padding-bottom:112px}
.ms-header.is-open .ms-header__nav::before{content:"Menú";display:block;font-size:18px;font-weight:700;padding:14px var(--ms-x3);border-bottom:1px solid #e9e9e9}
.ms-header.is-open [data-ms-menu-close]{position:fixed;top:3px;right:10px;width:44px;height:44px;display:flex;align-items:center;justify-content:center;border:1px solid white;border-radius:6px;background:#fff;z-index:2;font-size:28px;line-height:1; color:#333333}
.ms-header.is-open .ms-header__list{margin:0;padding:0;display:block}
.ms-header.is-open .ms-header__item + .ms-header__item{border-top:1px solid #efefef}
.ms-header.is-open .ms-header__link{position:relative;display:flex;align-items:center;gap:12px;width:100%;min-height:64px;padding:18px var(--ms-x3);font-size:18px;color:#2b2b2b;text-decoration:none}
.ms-header.is-open .ms-header__link::after{display:none !important}
.ms-header.is-open .ms-header__link::before{content:"";position:absolute;right:var(--ms-x3);top:50%;width:8px;height:8px;border-right:2px solid var(--ms-blue);border-top:2px solid var(--ms-blue);transform:translateY(-50%) rotate(45deg)}
/* Ítem “Área Cliente” dentro del overlay */
.ms-header.is-open .ms-header__item--user-link{border-top:1px solid var(--ms-gray-200);border-bottom:1px solid var(--ms-gray-200)}
.ms-header.is-open .ms-header__item--user-link .ms-header__link{background:#f7f7f7;min-height:56px;padding:16px var(--ms-x3)}
.ms-header.is-open .ms-header__item--user-link .icon{display:inline-flex;width:24px;height:24px;flex:0 0 24px}
.ms-header.is-open .ms-header__item--user-link .icon svg{width:100%;height:100%;display:block;fill:currentColor}
/* Enlace inferior fijo (legacy) */
.ms-header.is-open .main-menu__mobile-user-link{position:fixed;left:0;right:0;bottom:0;z-index:3;display:flex;align-items:center;justify-content:space-between;gap:12px;padding:16px var(--ms-x3);background:#f7f7f7;border-top:1px solid var(--ms-gray-200);color:#2b2b2b;text-decoration:none}
.ms-header.is-open .main-menu__mobile-user-link .icon{display:inline-flex;width:24px;height:24px}
.ms-header.is-open .main-menu__mobile-user-link::after{content:"";width:8px;height:8px;border-right:2px solid var(--ms-blue);border-top:2px solid var(--ms-blue);transform:rotate(45deg)}

/* ===== Navegación desktop ===== */
.ms-header__nav{width:100%}
.ms-header__list{list-style:none;margin:0;padding:0;display:flex;align-items:center;gap:36px}
.ms-header__link{position:relative;padding:6px 0;color:#2b2b2b;text-decoration:none}
.ms-header__link::after{content:"";position:absolute;left:0;right:0;bottom:-8px;height:3px;border-radius:2px;background:var(--ms-blue-600);transform:scaleX(0);transform-origin:left;transition:transform .18s ease}
.ms-header__link.is-active{color:var(--ms-blue)}
.ms-header__link.is-active::after,.ms-header__link:focus-visible::after,.ms-header__link:hover::after{transform:scaleX(1)}

/* ===== Botones ===== */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:0;line-height:1;cursor:pointer;text-decoration:none}
.btn--primary{background:var(--ms-blue);border:2px solid var(--ms-blue);color:#fff}
.btn--border{background:transparent;border:2px solid var(--ms-blue);color:var(--ms-blue)}
.btn--small{padding:10px 16px;font-size:14px}
.ms-btn-wrap{display:flex;justify-content:center;align-items:center;gap:var(--ms-x3);flex-wrap:wrap;margin-bottom:var(--ms-x4)}
.featured-insurance__item__container .ms-btn-wrap{justify-content:unset!important}
.ms-btn-wrap .btn{width:auto !important;min-width:160px;flex:0 0 auto}
.ms-cta-row,.ms-btn-row,.ms-sticky-cta__inner{display:flex;justify-content:center;align-items:center;gap:var(--ms-x3);flex-wrap:wrap}
.ms-cta-row > .btn,.ms-btn-row > .btn,.ms-sticky-cta__inner .btn{width:auto !important;min-width:160px;flex:0 0 auto}

/* ===== Tabs ===== */
.ms-tabs{margin:var(--ms-x4) 0}
.ms-tabs__list,.ms-tabs__panel{max-width:var(--ms-container);margin-left:auto;margin-right:auto;padding-left:var(--ms-x3);padding-right:var(--ms-x3)}
.ms-tabs__list{display:flex;gap:32px;overflow-x:auto;white-space:nowrap;border-bottom:1px solid var(--ms-gray-200)}
.ms-tabs__tab{appearance:none;background:none;border:0;margin:0;padding:var(--ms-x3) 0;font-size:16px;cursor:pointer;border-bottom:3px solid transparent;line-height:1;box-sizing:border-box}
.ms-tabs__tab:focus-visible{outline:2px solid var(--ms-blue);outline-offset:2px;border-radius:2px}
.ms-tabs__tab.is-active{font-weight:700;border-bottom-color:var(--ms-blue)}
.ms-tabs__tab.is-active::after{display:none}
.ms-tabs__panel{padding:var(--ms-x4) var(--ms-x3);border-top:0}
.ms-tabs__panel[hidden]{display:none}

/* ===== Acordeón ===== */
.ms-accordion{margin:var(--ms-x3) 0}
.ms-accordion__item{margin:0}

/* ===== Footer ===== */
.ms-footer{background:var(--ms-dark);color:#fff;padding:var(--ms-x4) 0;margin-top:auto}
.ms-footer__container{display:flex;flex-direction:column;gap:var(--ms-x3)}
.ms-footer__nav{order:2}
.ms-footer__list{list-style:none;margin:0;padding:0;display:flex;gap:var(--ms-x4);flex-wrap:wrap}
.ms-footer__copy{opacity:.9}
.ms-footer__link{color:#fff;opacity:.9;text-decoration:none}
.ms-footer__link:hover{opacity:1; text-decoration: underline}
.ms-footer__lang{order:-1}
.ms-footer__lang select,
.ms-footer__lang .form-select,
.ms-footer .post-footer-menu__language-selector select{width:100%;background:#fff;color:#111;border:0;padding:0 36px 0 14px;height:40px;line-height:normal;border-radius:2px;appearance:auto;text-indent:0 !important;display:block}
.ms-footer__lang select option{color:#111}

/* ===== Sticky footer layout ===== */
html,body{height:100%}
body{min-height:100vh;display:flex;flex-direction:column}
main{flex:1}

/* ===== Tabla en modal ===== */
.modal__info__table{margin:var(--ms-x4) 0;overflow-x:auto}
.modal__info__table table{width:100%;border-collapse:separate;border-spacing:0}
.modal__info__table thead th{background:#f4f4f4;padding:14px;font-weight:700;text-align:left}
.modal__info__table tbody td{padding:16px;border-bottom:1px solid var(--ms-gray-200)}

/* Sticky CTA */
.ms-sticky-cta{background:#fff;position:relative;z-index:1400;width:100vw;margin-left:calc(50% - 50vw);margin-right:calc(50% - 50vw);padding-top:10px}
.ms-sticky-cta__inner{padding:12px 0;display:flex;align-items:center;justify-content:space-between;gap:var(--ms-x3)}
.ms-sticky-cta__text{font-weight:700;margin-right:var(--ms-x3)}
.ms-sticky-cta__button{margin-left:auto}

/* Fijo arriba cuando se activa */
.ms-sticky-cta.is-sticky{
  position:fixed;left:0;right:0;top:0;width:100vw;padding-top:unset
}
/* por si algún estilo heredado lo ponía abajo en móvil */
.ms-sticky-cta.is-sticky{bottom:auto}

/* Borde inferior al estar fijo */
.ms-sticky-cta.is-sticky .ms-sticky-cta__inner{
  max-width:var(--ms-container);margin-left:auto;margin-right:auto;
  padding-left:var(--ms-x3);padding-right:var(--ms-x3);
  padding-top:5px;padding-bottom:5px;
  border-bottom:2px solid var(--neutrals-border-weak, rgba(247,247,247,1))
}

/* ===== Prefooter ===== */
.ms-prefooter,.ms-prefooter-wrap{margin-bottom:25px;padding:28px 0 24px;border-top:2px solid var(--neutrals-border-weak, rgba(247,247,247,1))}
.ms-prefooter__title{margin:0 0 20px;font-weight:700;line-height:1.25;font-size:24px}
.ms-prefooter__cols{display:grid;grid-template-columns:1fr;gap:24px 64px;align-items:start}
.ms-prefooter__label{margin:0 0 10px;color:#333;font-weight:500}
.ms-prefooter__link{display:inline-flex;align-items:center;gap:10px;text-decoration:none;color:#0F77AE;font-weight:700}
.ms-prefooter__link:hover{text-decoration:underline}
.ms-prefooter__icon{width:24px;height:24px;display:inline-flex;flex:0 0 24px}
.ms-prefooter__icon svg{width:100%;height:100%;display:block}
.ms-prefooter__chev{display:inline-block;margin-left:6px;transform:translateY(1px)}

/* ===== MQ ≥ 768 ===== */
@media (min-width:768px){
  .ms-container{padding:0 var(--ms-x4);max-width:1400px!important}
  .ms-promo__inner{justify-content:center;gap:var(--ms-x3)}
  .ms-promo__sep{display:inline-block;width:1px;height:22px;background:#cfcfcf;margin:0 var(--ms-x2)}
  .ms-header__container{grid-template-columns:auto 1fr auto;min-height:80px}
  .ms-header__nav{display:block}
  .ms-header__cta{display:block}
  .ms-header__burger,.ms-header__user{display:none !important}
  .ms-header.is-open .ms-header__nav{position:static;inset:auto;overflow:visible;padding-bottom:0}
  .ms-header.is-open .ms-header__cta{position:static;background:transparent;border:0;padding:0}
  .ms-header [data-ms-menu-close]{display:none !important}
  .ms-footer__container{flex-direction:row;align-items:center;justify-content:space-between}
  .ms-footer__nav{order:1}
  .ms-footer__lang{order:2;min-width:260px;margin-left:auto;margin-right:0}
  .ms-prefooter__title{font-size:18px;margin-bottom:25px}
  .ms-prefooter__cols{grid-template-columns:1fr 4fr}
  .ms-header__item--user-link{display:none}
}
@media (max-width:768px){
  .ms-header__container{min-height:56px !important}
}

/* ===== MQ < 768 (sticky bajo) ===== */
@media (max-width:767px){
  .ms-sticky-cta.is-sticky:not(.is-below-footer){bottom:0;top:auto}
  .ms-sticky-cta.is-below-footer{position:static !important}
  body.has-mobile-sticky{padding-bottom:var(--ms-mobile-sticky-h,0px)}
  .ms-sticky-cta__inner{flex-direction:column;align-items:stretch;gap:var(--ms-x3);padding:var(--ms-x3);text-align:left}
  .ms-sticky-cta__text{font-weight:700;line-height:1.35;margin:0}
  .ms-sticky-cta__button{margin-left:unset !important}
  .ms-sticky-cta__button .btn{width:100% !important;min-width:0;display:inline-flex;justify-content:center;align-items:center;text-align:center}
  .ms-sticky-cta__button .btn .btn__text{display:block;width:100%;text-align:center}
  .ms-sticky-cta.is-below-footer .ms-sticky-cta__inner{padding:var(--ms-x3)}
}

/* ===== MQ ≥ 1024 ===== */
@media (min-width:1024px){
  .ms-container{padding:0 var(--ms-x5)}
  .ms-header__brand img{height:20px}
  .ms-tabs__tab{font-size:16px}
}

/* ===== Fix: mostrar promo/header en móvil con sticky activo ===== */
@media (max-width:767px){
  html.ms-sticky-cta-active .ms-promo,
  html.ms-sticky-cta-active .ms-header{display:block !important}
}

/* ===== Modal ===== */
.modal.is-open .modal__dialog,
.is-open[role="dialog"] .modal__dialog,
.modal.is-open .modal__content,
.is-open[role="dialog"] .modal__content{margin-top:0 !important}
.modal.is-open,[role="dialog"].is-open{position:fixed;inset:var(--modal-top-offset,0) 0 0 0 !important;z-index:100 !important}
.modal.is-open .modal__overlay,[role="dialog"].is-open .modal__overlay,
.modal.is-open .modal__backdrop,[role="dialog"].is-open .modal__backdrop{position:absolute;inset:0}
@media (max-width:767px){
  .modal.is-open .modal__container{margin-top:var(--ms-modal-offset,0)}
}

/* ===== Tablas centradas específicas ===== */
.ms-btn-table .table__cell__content,.ms-btn-table .table__cell__content__wrapper{justify-content:center;text-align:center}
.ms-btn-table.ms-btn-table--single .table__row > .table__cell--header{display:none}
.ms-container .table-services {padding: unset}
.ms-container .table__content {padding: unset}
.ms-container .modal__container {padding: 24px!important;}
.ms-btn-table .table__cell {
  flex: 1 1 0 !important;
}

/* ===== Microsite comunes ===== */
.microsite.microsite-common .msc-header{background:#fff}

.microsite.microsite-common .msc-header__img{
  max-width:var(--ms-container);
  margin:0 auto;
  padding:20px 16px;                 /* T/B 20, L/R 40 */
  border-bottom:1px solid #e9e9e9;
}
.microsite.microsite-common .msc-header__img img{
  display:block;max-height:72px;width:auto;height:auto;object-fit:contain
}

.microsite.microsite-common .msc-paper{
  max-width:var(--ms-container);
  margin:0 auto 48px;
  border-radius:6px;
}

.microsite.microsite-common .msc-body h1,
.microsite.microsite-common .msc-body h2,
.microsite.microsite-common .msc-body h3{color:#222;line-height:1.25;margin:24px 0 12px}
.microsite.microsite-common .msc-body h1{font-size:28px;font-weight:700}
.microsite.microsite-common .msc-body h2{font-size:22px;font-weight:700}
.microsite.microsite-common .msc-body h3{font-size:18px;font-weight:700}
.microsite.microsite-common .msc-body p{margin:0 0 12px}

/* Móvil */
@media (max-width:767px){
  .microsite.microsite-common .msc-header__img{padding:16px}
  .microsite.microsite-common .msc-header__img img{max-height:56px}
  .microsite.microsite-common .msc-paper{padding:0}
  .msc-main .ms-container {padding:unset}
  .msc-header .ms-container {padding-left: unset}
}

/* ===== Tokens y grid prefooter ===== */
:root{--spacing-10:16px}
.ms-prefooter__inner{max-width:1280px;margin:0 auto}
@media (min-width:992px){
  .ms-prefooter__head--split{display:grid;grid-template-columns:1fr 1fr 1fr;gap:var(--spacing-10);align-items:baseline;margin-bottom:var(--spacing-10)}
  .ms-prefooter__title{margin:0}
  .ms-prefooter__title--main{grid-column:1 / span 2}
  .ms-prefooter__title--access{grid-column:3;text-align:left}
  .ms-prefooter__cols.ms-prefooter__cols--3{display:grid;grid-template-columns:1fr 1fr 1fr;gap:var(--spacing-10);align-items:center}
}
.ms-prefooter__lead{margin:0 0 8px}
.ms-prefooter__link{display:inline-flex;align-items:center;gap:12px}
.ms-prefooter__col--accessibility .colophon__accesibilidad{display:flex;align-items:center;justify-content:flex-start;gap:12px}
.ms-prefooter__access-btn{background:transparent;border:0;padding:0;cursor:pointer}
.ms-prefooter__col--accessibility .icon svg{width:24px;height:24px}

/* ===== FAQs dentro de acordeón ===== */
.faqs .accordion__panel__content{display:flex !important;flex-direction:column !important;align-items:flex-start !important;text-align:left !important}
.faqs .accordion__panel__content .faq__modal-trigger-wrap{align-self:stretch;display:block;margin-top:12px}
.faqs .faq__modal-trigger-wrap .text-link.text-link--primary{text-decoration:none}
.faqs .faq__modal-trigger-wrap .text-link.text-link--primary:hover{text-decoration:underline}
.faq__modal-trigger-wrap .ms-btn-wrap{justify-content:unset !important}


@media (max-width: 991px){
  .ms-prefooter__title--access{display:none}
  .ms-prefooter__col--accessibility::before{
    content:"Accesibilidad";
    display:block;
    margin:0 0 20px;
    font-weight:700;
    line-height:1.25;
    font-size:24px;
  }
}