SMEs and self-employed workers 

SegurCaixa NEGOCI

Your company, under way

Protect your daily activities

segurcaixa negocio

Fire, explosion, demolition, rubble, etc.

Leakages and floods due to water and electrical damage

Operating third-party liability

Breakage of glass and signs


  • Modulable product: allows the inclusion of coverage for activities and their optional extension.
  • Payment method: in monthly, quarterly or half-yearly instalments.
  • Adaptable: with limit and excess options in line with customer needs.

Basic coverage

  • Fire, lightning and explosion
  • Extinguishment and salvage expenses
  • Demolition and clearance expenses
  • Mud clearance and extraction
  • Loss of leases or non-habitability
  • Extensive risks
  • Aesthetic replacement of buildings
  • Replacement of public documents and IT programmes
  • Lock replacement expenses

Optional coverage

  • Water damage
  • Breakage of window panes, illuminated signs and marble
  • Robbery:
    • Cash
    • Transportation of funds
    • Employee infidelity
    • With violence or intimidation against customers and employees
    • Loss of profits
  • Transportation of goods
  • Extensive damage coverage
  • Electrical damage
  • Machinery breakdowns
  • Damage to refrigerated goods
  • Damage to computers and hardware
  • Accidents involving customers on insured sites
  • Legal Protection. Third-party Liability:
    • As an owner or tenant of the property
    • From operations
    • From products/post-work
    • Employee infidelity
    • Arising from occupational accidents


    Specific coverage adapted for sectors

    • Catering: food poisoning, outside furniture, damage to customer vehicles, etc.
    • Hotels: entrusted items, customer items within or without a safe, etc.
    • Offices: damage to customer vehicles, objects of value, accidents involving customers, etc.
    • Pharmacies: pharmacy signs, loss of profits due to electrical damage, damage to pharmacy prescriptions, etc.
    • Medical centres: third-party liability insurance under the Data Protection Law.

    Do you want to take out the SegurCaixa NEGOCIO Pymes y Autónomos policy?

    We help you to resolve all your doubts through your preferred channel.



    In-person care at our offices

    Use the office search function to find contact details. We have over 200 offices to be close to you.

    Información del seguro

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    Condiciones generales
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    Complement your insurance policy



    • Coverage 365 days a year in any part of the world
    • Protects and facilitates economic peace of mind
    • Tax advantages


    SegurCaixa PROTECCIÓN JURÍDICA Pymes y Autónomos

    • Extensive coverage
    • Advisory services from the first day
    • Legal assistance by telephone