Segurcaixa Negocio

• Scalable product: allows specific types of coverage for an activity to be included and extended on an optional basis.

• Payment method: payments may be split on a half-yearly, quarterly or monthly basis.

• Adaptable: with limit and excess options depending on the customer's needs.

• Fire, lightning strikes and explosions

• Extinction expenses, salvage

• Demolition and debris removal expenses

• Mud removal and de-sludging

• Lost rent and uninhabitability

• Extensive or diverse coverage for risks that may occasionally happen, such as flooding, acts of vandalism, smoke damage, etc.

• Returning premises to original condition.

• Replacement of public documents and computer programs

• Lock replacement expenses

• Water damage

• Breakage of glass, illuminated signs and stonework

• Goods in transit

• Extensive coverage for damages: Damages and material losses directly caused to the insured goods due to an unexpected, accidental and sudden cause, except those excluded by contract 

• Electrical damage

• Machinery breakdowns

• Damage to refrigerated goods

• Damage to computers and computer equipment

• Accidents to clients within the insured premises

• Legal protection

Theft:

• Cash

• Cash in transit

• Employee dishonesty

• Involving violence or intimidation to clients and employees

• Loss of profit

Third-party liability:

• As the property's owner or tenant

• Operating liability

• Of products/post-work

• Employee dishonesty

• Arising from occupational accidents

• Catering: poisoning, outdoor furniture, damage to clients' vehicles, etc.

• Hotels: entrusted objects, guest's property within the premises and not inside a safe, etc.

• Offices: damages to clients' vehicles, valuable objects, accidents to clients, etc.

• Pharmacies: pharmacy signs, loss of profit due to electrical damage, damage to pharmacy prescriptions, etc.

• Medical centres: third-party liability envisaged in the Organic Data Protection Act.