Comprehensive insurance for your home

• Handyman Plus Service: An annual 3‑hour service to carry out adjustments or small home repairs. Check here to see what the Handyman Plus service includes.

• 24-hour assistance: home assistance service 24 hours a day, 365 days a year.

• Extensive building coverage: comprehensive coverage that covers damage to the property caused by a sudden accidental event.

• Robbery and theft: robbery and theft inside the home and robbery on the streets.

• Extension for water damage: we cover the expenses of repairing water leaks in exposed pipes, even if they do not cause any damage, as well as unclogging pipes.

• Extension for cosmetic damage to the building: increase of compensation sums to restore the home's cosmetic appearance.

• Lock replacement: We cover any lock providing access to the home as a result of theft, burglary, or loss of keys.

• Third-party liability: coverage for any damage that may be caused to third parties by you or your pets. It also covers any third-party liability which may arise from keeping potentially dangerous animals. Compensation amount of €300,000, which may be increased to €600,000 or €1,500,000.

• Deterioration of refrigerated food or medicines: we cover any damage caused by the refrigerator or freezer being out of service for more than six consecutive hours due to a power outage or breakdown.

• Service of professionals: When you need to make a renovation or repair in the home that is not covered.

• Jewellery up to €10,000: any piece of your jewellery which exceeds the value of €400 must be insured through this optional coverage. In any event, any jewellery that does not exceed this individual value is included in the insured sum for furniture.

• Valuable objects up to €10,000: any objects whose individual value exceeds €3,000 must be insured through this optional coverage. Any valuable objects that do not exceed this individual value are in included in the insured sum for furniture.

• Garden furniture: Coverage of up to 5% of the insured sum for furniture.

• Legal protection for second residences

The event of a claim, we undertake to offer you the very best service. We will place an assistance network at your disposal to help you out as soon as possible, including: appointment with worker, urgent services, loss adjustor's report, compensation within 48 hours, second opinion, etc. Consult the details on the quality of service undertakings here.

• Easy to take out: no need to describe valuable objects or jewellery.

• Annual payment method. However, you may spit payment on a monthly, quarterly or half-yearly basis.

• No advances: when the damage suffered is covered by the policy, you won't have to advance any of your own money.

• Speed: if your home becomes uninhabitable* as a consequence of a claim, you will receive a visit from a worker within three hours.

The contents include everything that is inside the home, including furniture, objects, appliances, household and personal goods, food or clothing, to mention but a few.

When we talk about the building we are referring to a home's structure, which may include the walls, the flooring, the ceilings and also any annexes like garages, common areas, patios, storage rooms and its maintenance areas and installations, like central heating and solar energy installations.

These are usually tasks to carry out home adjustments or small repairs (taps, stopcocks, bathroom fixtures, doors, windows, blinds, etc.). It includes the technician’s travel, labor, and the materials required depending on the service.

You can obtain further information on the handyman service here.

Only if the breakdown is caused by an external electrical fault (power surge, lightning strikes, etc.), but not as a result of the appliances' own wear and tear and use.