Advantages of a health insurance policy without questionnaires
Why choose this insurance policy
Coverage
Only pay for what you use
Access primary private medicine without long waiting lists.
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General medicine
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Paediatrics
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Nursing care
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Preventive medicine
In all cases, the foregoing must be prescribed by a doctor on the Adeslas Healthcare Provider List.
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Blood tests: clinical tests, pathological anatomy and cytopathology
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General x-rays: common diagnostic techniques, including the use of contrast medium.
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High technology diagnostic methods such as: Holter, NMR, CT scan, colonography, etc.
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Others: Heart doppler, electrocardiography, electroencephalography, electromyography and ultrasound scans.
Direct access to specialist appointments and diagnostic tests on an outpatient basis.
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Chiropody
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Dermatology
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Gynaecology
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Traumatology
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Ophthalmology
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ENT medicine
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Digestive system
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Endocrinology
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Neurology
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Rheumatology
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Urology
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Oncology
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Psychology and psychoth
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Remaining specialisms
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Prenatal tests
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Birth preparation
Preventive controls, by age, prescribed by a doctor on the Adeslas Healthcare Provider List, covered by the policy.
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Paediatrics
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Gynaecology
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Urology
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Family planning
We will accompany you with respect to your health wherever you are.
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Medical emergencies
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Appointments with specialists
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Electronic prescription
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Health prevention programmes
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Promotion of healthy habits
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Nutrition plans
Adeslas GO includes an annual medical check-up with a copayment of €50, adapted to your age, with tests focused on healthcare and prevention, in line with your policy conditions. A service thought out to help you to detect possible health problems, carry out a frequent check-up of your well-being and take care of yourself before symptoms occur.
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Vaccines must be paid for by the insured party.
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Chiropody is limited to 12 sessions per year per insured party.
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Clinical psychology is limited to 20 sessions, or 40 sessions in the case of eating disorders, per year and per person.
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Speech therapy for reverse swallowing for children under 14 years, up to a maximum of 20 sessions per insured party per annuity.
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One medical check-up per year per insured party.
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High technology diagnostic tests: to be carried out when three months have elapsed since the insurance policy has been taken out.
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Where appropriate, the contracting party will participate in the cost of the services received by paying a stipulated amount in the contract.
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For each insured party under 55 years old, the maximum annual limit shall not exceed the amount of €260. This limit will be applied from the age of 55 years old or over.
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Healthcare assistance that requires hospital admission, outpatient surgery, or day hospital care, whether it involves a scheduled procedure or stems from an emergency, as this is an insurance policy without hospitalization.
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Surgical operations, including diagnostic and therapeutic interventions.
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Catheterisation, vascular hemodynamic, interventionist radiology, polysomnography, PET scan, radiotherapy and chemotherapy.
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Births and caesarean births.
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Assistance due to alcoholism, drug addiction and self-harm.
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All pharmaceutical drugs and medication.
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Injuries caused by the professional practice of any sport and/or activity.
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Aesthetic and/or cosmetic treatments and operations.
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Treatments or tests not verified scientifically and/or through experiments.
With Adeslas GO you pay an additional amount every time you use the medical services included in the policy, provided that you access them from the Healthcare Provider List, in accordance with the insurance conditions.
Furthermore, every year the first three copayments will be free for each insured party, provided that they do not exceed €16. And from the second year a discount of 25% will be applied to the amount of all the copayments. A health insurance policy with copayments allows you to enjoy private healthcare at a fixed reduced cost, paying an additional cost only for what you use.
Consult the amount of the copayments under the Adeslas GO policy here.
Adeslas GO does not have qualifying periods and offers coverage from the first day for most of the services included in the policy, except the high technology diagnostic methods, which have a qualifying period of three months.
If you already have a health insurance policy, consult your policy terms and conditions to find out if you can benefit from the elimination of qualifying periods in certain cases.
Adeslas GO permite la contratación sin necesidad de declarar enfermedades preexistentes.
How can I use Adeslas GO from the first day onwards?
1
Take out your insurance policy online.
- Have at hand the personal details of the policyholder (National ID card, mobile telephone number, email and bank account number) and of each insured party (date of birth, National ID card, mobile telephone number and email).
- Choose the payment frequency: monthly, twice-monthly, quarterly, half-yearly or annually.
- Indicate the commencement date of the insurance policy. Successive payments will always be made from the first day of the month in accordance with instalments.
- Once the request has been confirmed, you can download your policy documentation.
- No health questionnaires: insured parties do not have to complete any questions relating to their state of health nor declare any pre-existing illnesses.
- Once you have signed the documentation and paid the first receipt, you can begin to use your insurance policy.
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Access your policy.
Access the Customer Area and the Adeslas App to consult your policy, locate professionals on your Healthcare Provider List, manage appointments and use your digital health services.
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Choose your preferred professional.
- Look for doctors, specialists and medical centres on your Adeslas Healthcare Provider List and choose the professional that best adapts to your needs.
- Outpatient healthcare through the whole of Spain.
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Request an appointment and use your coverage
- Request an appointment with a GP or specialist and use the coverage included in your insurance policy, such as diagnostic tests, emergencies, check-ups or digital health, in line with your policy’s terms and conditions.
- Present your physical or digital health card when you attend your medical appointment.
- Pay the amount to be met by the insured party for the services used.
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Manage your insurance policy whenever you need to.
Process authorisations, consult documentation, manage appointments, digital health services and all the information regarding your insurance policy from the App or Customer Area, comfortably and at any time.
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Complete your coverage with dental insurance
In addition, for only €17.85* per month you can access the dental insurance designed for your whole family.
- Broad dental network with more than 1,600 dentists.
- Extensive network of over 180 Adeslas Dental Clinics.
- With the Óptima deductible, you will save up to 50% off the price you would pay if you accessed the service without being an Adeslas policyholder.
*Monthly premium valid for a total of 3 to 4 policyholders until renewal, once a 15% discount is applied when purchasing it alongside a Health Insurance.
Services
An insurance policy when you need it most
Do you need to consult a specialist?
Go to the Healthcare Provider List
Have you requested a diagnostic test?
Request an authorisation
Do you prefer to receive medical care without leaving home?
Access the video consultation services from your Adeslas App, to resolve health doubts or emergencies and consult medical professionals from any place.
Begin appointment
Do you have any doubts?
Get in touch with us and we will help you choose your insurance
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Frequently asked questions
The answer to all your questions
We resolve your most frequent doubts and questions when taking out your Adeslas health insurance policy.
To contract Adeslas GO, you only need a valid DNI, NIE, or passport. During the sign-up process, we will ask you to upload a photo of the front and back of your identity document to verify your details.
Yes. Adeslas GO does not require completing a health questionnaire during sign-up, so you will not have to declare pre-existing conditions or your health status to contract this insurance. Check the policy conditions to learn about the scope of coverage.
Adeslas GO begins on the attachment date chosen by you on taking out your insurance policy. The policy has a one-year duration and is renewed automatically for annual periods, except when the policyholder or the insurer notifies their wish not to renew it in the periods envisaged in the contract terms and conditions. To maintain the coverage, it is necessary to be up to date with your premium payments.
Adeslas GO coverage is valid throughout the entire national territory. You will be able to access outpatient healthcare through Adeslas' extensive medical network, made up of professionals, medical centers, and partner clinics. Always check the policy conditions to understand the scope of coverage.
Payment for Adeslas GO is made via direct debit. You can choose the payment frequency that best suits you: monthly, bimonthly, quarterly, semi-annually, or annually, depending on the options available at the time of sign-up. The first charge will be billed on the insurance start date and subsequent charges according to the selected payment method.
An insurance policy with copayments combines a reduced monthly payment with a small amount for some of the medical services used, such as appointments or diagnostics tests. Hence, you only pay for the healthcare you need, maintaining a smaller premium. You can consult the amount of each copayment in the policy conditions.
Adeslas GO combines a reduced monthly payment with a small copayment when you use certain medical services. The amount of the copayments varies according to the type of healthcare, from €4 to €120.
Some examples are:
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General medicine: €9
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Paediatrics: €10
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Appointments with specialists and clinical analyses: €16
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Chiropody: €5
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High technology diagnostic tests or birth preparation: €70
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Annual medical check-up: €50
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Magnetic resonance: €120
You can consult full details of the copayments.
Yes. For insured parties under the age of 55 years, the maximum annual amount that you will pay for copayments is €260 per insured party per insurance annuity. This limit does not apply to insured parties over 55 years old.
Furthermore, the first three copayments of each insurance annuity are free of charge, provided that their amount is equal to or less than €16. From the first renewal of your insurance policy, the subsequent copayments also enjoy a discount of the 25%, in line with your policy terms and conditions.