Advantages
Why choose a comprehensive coverage insurance?
Our full-coverage health insurance
Discover health insurance plans that truly adapt
NEW INSURANCE
Adeslas Plena Total Vital
Full coverage and reduced copayments
With hospitalisation and dental assistance, at the same price over three years and with reduced copayments.
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Extensive coverage including hospitalisation
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Annual medical check-up, with a copayment of €50
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Refund of pharmacy, rehabilitation, physiotherapy, speech therapy, phoniatry and chiropody expenses
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Up to €30,000 in travel assistance abroad
48,50€ From insured/month
THE BASIC ONE
Adeslas Plena
Extra-low costs
With hospitalisation and low copayments
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Extensive coverage, including hospitalisation
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Reimbursement of rehabilitation, physiotherapy and podology expenses
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Up to €12,000 in travel assistance abroad
51€ From insured/month
THE BEST-SELLING INSURANCE
Adeslas Plena Total
Comprehensive health and dental coverage
With hospitalisation, no copayments and dental care at the same price for three years
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Extensive coverage, including hospitalisation
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Free annual medical check-up
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Reimbursement of pharmacy, rehabilitation, physiotherapy, speech therapy, phoniatrics and podology expenses
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Accident coverage of up to €30,000
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Up to €100,000 in travel assistance abroad
83€ From insured/month
Adeslas Plena Vital
The best value for money
With hospitalisation and copayments.
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Extensive coverage, including hospitalisation
-
Reimbursement of rehabilitation, physiotherapy and podology expenses
-
Up to €12,000 in travel assistance abroad
38€ From insured/month
NEW INSURANCE
Adeslas Plena Total Vital
Full coverage and reduced copayments
With hospitalisation and dental assistance, at the same price over three years and with reduced copayments.
-
Extensive coverage including hospitalisation
-
Annual medical check-up, with a copayment of €50
-
Refund of pharmacy, rehabilitation, physiotherapy, speech therapy, phoniatry and chiropody expenses
-
Up to €30,000 in travel assistance abroad
48,50€ From insured/month
THE BASIC ONE
Adeslas Plena
Extra-low costs
With hospitalisation and low copayments
-
Extensive coverage, including hospitalisation
-
Reimbursement of rehabilitation, physiotherapy and podology expenses
-
Up to €12,000 in travel assistance abroad
51€ From insured/month
Adeslas Plena Plus
Without any extra costs
With hospitalisation and no copayments.
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Extensive coverage, including hospitalisation
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Reimbursement of rehabilitation, physiotherapy and podology expenses
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Up to €12,000 in travel assistance abroad
62€ From insured/month
THE BEST-SELLING INSURANCE
Adeslas Plena Total
Comprehensive health and dental coverage
With hospitalisation, no copayments and dental care at the same price for three years
-
Extensive coverage, including hospitalisation
-
Free annual medical check-up
-
Reimbursement of pharmacy, rehabilitation, physiotherapy, speech therapy, phoniatrics and podology expenses
-
Accident coverage of up to €30,000
-
Up to €100,000 in travel assistance abroad
83€ From insured/month
Compare the types of coverage of our comprehensive coverage insurance policies
Adeslas Plena Vital
38€ From insured/month
Adeslas Plena Total Vital
48,50€ From insured/month
Adeslas Plena
51€ From insured/month
Adeslas Plena Plus
62€ From insured/month
THE BEST-SELLING INSURANCE
Adeslas Plena Total
83€ From insured/month
Duration
Annual
3 years
Annual
Annual
3 years
Copayments
Copayments with an annual maximum limit
Copayments with an annual maximum limit
With low copayments
No copayments
No copayments
General medicine and specialities
Diagnostic resources
Hospitalisation and emergencies
Preventive medicine
Pregnancy and childbirth
Implants and prostheses
Robotic surgery
Excess from €6,000
Excess from €6,000
Excess from €6,000
Excess from €6.000
Excess from €6.000
Special treatments
Transplants
Psychology and psychotherapy
Podology
Dental services
Annual medical check-up
Healthcare abroad
Up to €12,000
Up to €30,000
Up to €12.000
Up to €12.000
Up to €100.000
Reimbursement of physiotherapy and rehabilitation expenses
Reimbursement of podology expenses
Reimbursement of outpatient pharmacy expenses
Reimbursement of speech therapy and phoniatrics expenses
Health and Wellness Plans
Digital health services
Accident coverage
Up to €30.000
Do you have any doubts?
Get in touch with us and we will help you choose your insurance
Frequently asked questions
The answer to all your questions
We sort out all the most frequent doubts when it comes to taking out an Adeslas private health insurance policy.
Comprehensive medical coverage in a health insurance means that it offers a broad range of medical services and treatments covering a variety of medical conditions and care needs. This includes visits to the doctor, medical examinations, hospital procedures, surgeries, prescribed medicines, etc. Hence, a comprehensive health insurance is designed to offer comprehensive protection for your health and well-being, thereby ensuring you have access to the care you need just when you need it.
The main difference between comprehensive insurance and so-called "outpatient coverage" insurance is the inclusion of hospitalisation and emergency services in the former, along with travel assistance abroad, among its types of coverage.
Yes, medical emergencies and hospitalisation are covered.
Yes, there are waiting periods. Consult the contractual terms and conditions of the type of insurance you choose.
Yes, they include medical assistance abroad.
Yes, it includes dental coverage, though some additional dental services have a "low" associated cost.
Yes, you can include beneficiaries in your policy.
The main difference between an insurance policy with or without copayments lies in how you share the medical costs with the insurer:
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In a health insurance policy with copayments, you will pay a specific amount of money each time that you receive medical care. These payments may vary according to the type of medical service and they usually represent a small fraction of the total cost of the service. Copayments allow you to have a lower monthly insurance premium.
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In a health insurance policy without copayments, you do not need to pay anything out of your own pocket when you receive medical care. This means that if you choose an insurance policy without copayments such as Adeslas Plena Total, you will obtain medical care without worrying about additional costs at the time of service.
The choice between an insurance policy with copayments and one without copayments depends on your personal preferences and on how you prefer to manage your medical expenses.
The copayment types vary according to the insurance policy taken out and depend on the monthly premium paid and its coverage. That is, the lower the insurance premium the higher the copayment.
At Adeslas, we have insurance policies with reduced copayments and limited copayments, in accordance with our customers’ needs. Such copayments will enable you to enjoy full coverage without paying more since you will only pay for what you use.
In general, the essential medical coverages don’t change between plans with or without copayments. Both types of insurance typically offer a wide range of medical services and treatments. The main difference lies in how the costs of those services are shared.
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