Advantages
Why choose a comprehensive coverage insurance?
Our full-coverage health insurance
Discover health insurance plans that truly adapt
NEW INSURANCE
Adeslas Plena Total Vital
Full coverage and reduced copayments
With hospitalisation and dental assistance, at the same price over three years and with reduced copayments.
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Extensive coverage including hospitalisation
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Annual medical check-up, with a copayment of €50
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Refund of pharmacy, rehabilitation, physiotherapy, speech therapy, phoniatry and chiropody expenses
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Up to €30,000 in travel assistance abroad
47€ From insured/month
THE BASIC ONE
Adeslas Plena
Extra-low costs
With hospitalisation and low copayments
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Extensive coverage, including hospitalisation
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Reimbursement of rehabilitation, physiotherapy and podology expenses
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Up to €12,000 in travel assistance abroad
49€ From insured/month
THE BEST-SELLING INSURANCE
Adeslas Plena Total
Comprehensive health and dental coverage
With hospitalisation, no copayments and dental care at the same price for three years
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Extensive coverage, including hospitalisation
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Free annual medical check-up
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Reimbursement of pharmacy, rehabilitation, physiotherapy, speech therapy, phoniatrics and podology expenses
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Accident coverage of up to €30,000
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Up to €100,000 in travel assistance abroad
80€ From insured/month
Adeslas Plena Vital
The best value for money
With hospitalisation and copayments.
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Extensive coverage, including hospitalisation
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Reimbursement of rehabilitation, physiotherapy and podology expenses
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Up to €12,000 in travel assistance abroad
37€ From insured/month
NEW INSURANCE
Adeslas Plena Total Vital
Full coverage and reduced copayments
With hospitalisation and dental assistance, at the same price over three years and with reduced copayments.
-
Extensive coverage including hospitalisation
-
Annual medical check-up, with a copayment of €50
-
Refund of pharmacy, rehabilitation, physiotherapy, speech therapy, phoniatry and chiropody expenses
-
Up to €30,000 in travel assistance abroad
47€ From insured/month
THE BASIC ONE
Adeslas Plena
Extra-low costs
With hospitalisation and low copayments
-
Extensive coverage, including hospitalisation
-
Reimbursement of rehabilitation, physiotherapy and podology expenses
-
Up to €12,000 in travel assistance abroad
49€ From insured/month
Adeslas Plena Plus
Without any extra costs
With hospitalisation and no copayments.
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Extensive coverage, including hospitalisation
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Reimbursement of rehabilitation, physiotherapy and podology expenses
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Up to €12,000 in travel assistance abroad
59€ From insured/month
THE BEST-SELLING INSURANCE
Adeslas Plena Total
Comprehensive health and dental coverage
With hospitalisation, no copayments and dental care at the same price for three years
-
Extensive coverage, including hospitalisation
-
Free annual medical check-up
-
Reimbursement of pharmacy, rehabilitation, physiotherapy, speech therapy, phoniatrics and podology expenses
-
Accident coverage of up to €30,000
-
Up to €100,000 in travel assistance abroad
80€ From insured/month
Compare the types of coverage of our comprehensive coverage insurance policies
Adeslas Plena Vital
37€ Desde aseg/mes
Adeslas Plena Total Vital
47€ Desde aseg/mes
Adeslas Plena
49€ Desde aseg/mes
Adeslas Plena Plus
59€ Desde aseg/mes
THE BEST-SELLING INSURANCE
Adeslas Plena Total
80€ Desde aseg/mes
Duration
Annual
3 years
Annual
Annual
3 years
Copayments
Copayments with an annual maximum limit
Copayments with an annual maximum limit
With low copayments
No copayments
No copayments
General medicine and specialities
Diagnostic resources
Hospitalisation and emergencies
Preventive medicine
Pregnancy and childbirth
Implants and prostheses
Robotic surgery
Excess of €6,000
Excess of €6,000
Excess of €6,000
Excess of €6.000
Excess of €6.000
Special treatments
Transplants
Psychology and psychotherapy
Podology
Dental services
Annual medical check-up
Healthcare abroad
Up to €12,000
Up to €30,000
Up to €12.000
Up to €12.000
Up to €100.000
Reimbursement of physiotherapy and rehabilitation expenses
Reimbursement of podology expenses
Reimbursement of outpatient pharmacy expenses
Reimbursement of speech therapy and phoniatrics expenses
Health and Wellness Plans
Digital health services
Accident coverage
Up to €30.000
Do you have any doubts?
Get in touch with us and we will help you choose your insurance
Frequently asked questions
The answer to all your questions
We sort out all the most frequent doubts when it comes to taking out an Adeslas private health insurance policy.
Comprehensive medical coverage in a health insurance means that it offers a broad range of medical services and treatments covering a variety of medical conditions and care needs. This includes visits to the doctor, medical examinations, hospital procedures, surgeries, prescribed medicines, etc. Hence, a comprehensive health insurance is designed to offer comprehensive protection for your health and well-being, thereby ensuring you have access to the care you need just when you need it.
The main difference between comprehensive insurance and so-called "outpatient coverage" insurance is the inclusion of hospitalisation and emergency services in the former, along with travel assistance abroad, among its types of coverage.
Yes, medical emergencies and hospitalisation are covered.
Yes, there are waiting periods. Consult the contractual terms and conditions of the type of insurance you choose.
Yes, they include medical assistance abroad.
Yes, it includes dental coverage, though some additional dental services have a "low" associated cost.
Yes, you can include beneficiaries in your policy.
The main difference between a health insurance plan with copayments and one without lies in how you share medical costs with the insurer.
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With Copayments: In a health insurance plan with copayments, you pay a specific amount of money each time you receive medical care. These payments may vary depending on the type of medical service and are usually a fraction of the total cost. Copayments allow you to have a lower monthly premium.
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Without Copayments: On the other hand, with a health insurance plan without copayments, you don't have to pay anything out of pocket when receiving medical care. This means that if you choose a plan without copayments like Adeslas PLENA TOTAL, you get medical attention without worrying about additional costs at the time of service.
The choice between a plan with or without copayments depends on your personal preferences and how you prefer to manage your medical expenses.
The types of copayments vary depending on the insurance plan and are related to the monthly premium and coverage. In general, the lower the premium, the higher the copayment amount. That’s why Adeslas offers the following options to clients who want full coverage while paying a lower premium:
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Reduced: with Adeslas PLENA.
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Limited: with Adeslas PLENA VITAL.
In general, the essential medical coverages don’t change between plans with or without copayments. Both types of insurance typically offer a wide range of medical services and treatments. The main difference lies in how the costs of those services are shared.
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