This insurance policy covers the most common claims that may arise at the establishments whose main activities consist of the purchase and sale of goods and services, for their use or sale.

With SegurCaixa NEGOCIO para Empresas you will find all the buildings and contents insurance coverage required to protect your daily activities.

• Modulable product: allows the inclusion of coverage for activities and their optional extension.
• Payment method: in monthly, quarterly or half-yearly instalments.
• Adaptable: with limit and excess options in line with customer needs.

• Fire, lightning and explosion
• Extinguishment and salvage expenses
• Demolition and clearance expenses
• Mud clearance and extraction
• Loss of leases or non-habitability
• Extensive risks
• Aesthetic replacement of buildings
• Replacement of public documents and IT programmes
• Lock replacement expenses

• Water damage
• Breakage of window panes, illuminated signs and marble
• Robbery:
  • Cash
  • Transportation of funds
  • Employee infidelity
  • With violence or intimidation against customers and employees

• Loss of profits
• Transportation of goods
• Extensive damage coverage
• Electrical damage
• Machinery breakdowns
• Damage to refrigerated goods
• Damage to computers and hardware
• Accidents involving customers on insured sites
• Legal Protection
• Third-party liability:
  • As an owner or tenant of the property
  • From operations
  • From products/post-work
  • Employee infidelity
  • Arising from occupational accidents

• Catering: food poisoning, outside furniture, damage to customer vehicles, etc.
• Hotels: entrusted items, customer items within or without a safe, etc.
• Offices: damage to customer vehicles, objects of value, accidents involving customers, etc.
• Pharmacies: pharmacy signs, loss of profits due to electrical damage, damage to pharmacy prescriptions, etc.
• Medical centres: third-party liability insurance under the Data Protection Law.