segurcaixa negocio

Advantages

Why choose SegurCaixa Business insurance?

Damage prevention

Fire, explosions, demolition, debris removal, etc.

Protection against water

Water leaks, flooding and electrical damage

Third-party liability

Operating third-party liability

Protection against breakages

Breakage of glass and signs

Coverage

What does your SegurCaixa Business insurance cover?

  • Fire, lightning strikes and explosions

  • Extinction expenses, salvage

  • Demolition and debris removal expenses

  • Mud removal and de-sludging

  • Lost rent and uninhabitability

  • Extensive risk coverage

  • Returning premises to original condition

  • Replacement of public documents and computer programs

  • Lock replacement expenses

  • Water damage

  • Breakage of glass, illuminated signs and stonework

  • Theft:

    • Cash

    • Cash in transit

    • Employee dishonesty

    • Involving violence or intimidation to clients and employees

  • Loss of profit

  • Goods in transit

  • Extensive coverage for damages

  • Electrical damage

  • Machinery breakdowns

  • Damage to refrigerated goods

  • Damage to computers and computer equipment

  • Accidents to clients within the insured premises

  • Legal protection

  • Third-party liability:

    • As the property's owner or tenant

    • Operating liability

    • Of products/post-work

    • Employee dishonesty

    • Arising from occupational accidents

  • Catering: poisoning, outdoor furniture, damage to clients' vehicles, etc.

  • Hotels: entrusted objects, guest's property within the premises and not inside a safe, etc.

  • Offices: damages to clients' vehicles, valuable objects, accidents to clients, etc.

  • Pharmacies: pharmacy signs, loss of profit due to electrical damage, damage to pharmacy prescriptions, etc.

  • Medical centres: third-party liability envisaged in the Organic Data Protection Act.

The insurance covers the most common claims that may come about at establishments whose main activity consists of buying and selling goods and services, whether for their own use or for sale.

SegurCaixa BUSINESS for Companies includes all the building and contents coverage to protect your day-to-day activity.

  • Scalable product: allows specific types of coverage for an activity to be included and extended on an optional basis.

  • Payment method: payments may be split on a half-yearly, quarterly or monthly basis.

  • Adaptable: with limit and excess options depending on the customer's needs.