Insurance with low copayments

Adeslas Plena is a healthcare insurance without any copayments that allows you to access medical, surgical, emergency and speciality care, as well as diagnostic resources and hospitalisation through an extensive roster of professionals and medical centres.

• Primary Care: General Medicine, Paediatrics and Nursing Care.

• Emergencies at affiliated centres and at home.

• Medical-Surgical Specialities: Allergology, Digestive System, Cardiology, Surgeries, Obstetrics and Gynaecology, Ophthalmology, Medical Oncology and Radiotherapy, Otorhinolaryngology, Clinical Psychology, Rehabilitation, Internal Medicine, Orthopaedics, Urology, etc.

• Diagnostic resources: Clinical Analyses, General Radiology and High-Tech Diagnostic Resources, such as NMR, CT Scans, etc.

• Hospitalisation: Surgical, Medical, Paediatric, ICU, Psychiatric and Day Hospital.

• Implants and Surgical Prostheses: Pacemakers, Internal Orthopaedic Prostheses, Monofocal and Bifocal Lenses, etc.

• Special treatments: Speech Therapy and Phoniatrics, Laser Therapy, Chemotherapy and Radiation Oncology Therapy, Pain Treatment, etc.

• Bone Marrow and Corneal Transplants.

• Other supplementary coverage: Ambulances, Birth Preparation, Podology.

• Robotic surgery in urology and gynaecology with an excess of €6000, and in thoracic surgery with an excess of €8,000. Consult the eligibility requirements included in the General Terms and Conditions.

• Podology reimbursements will amount to 50% up to a maximum of €200 per person a year.

• Travel assistance up to a limit of €12,000 per annual insurance premium.

• Refund of 50% on rehabilitation and physiotherapy expenses, up to a limit of €500 per insured party and insurance annuity.

• Refund of 50% on chiropody expenses, up to a limit of €200 per insured party and insurance annuity. ​

Pay less and take care of yourself more

Adeslas Plena is a health insurance with low copayments designed to offer you access to extensive medical services at an affordable monthly price.

How does it work? It is very simple. Each time you go to the doctor, you only pay a small amount for the service received. This system, known as copayments, allows you to benefit from comprehensive coverage without paying too much, since you will only pay for what you use. The amount varies according to the type of service or medical speciality you need.

Consult the amount of Adeslas Full copayments here.

Immediately access all the guarantees included in your health insurance without copayments, except those that have a specific waiting period in order to take advantage of their benefits, which may vary from three to eight months. View terms and conditions

At Adeslas you will always have a doctor at your disposal and access to all digital health services so you can manage your health from anywhere at any time:

• Medical roster search engine and online appointments

• Digital card

• Online authorisations and reimbursements

• Digital medical appointments for primary care and specialisms.

• Tailored health plans

Access these and other health services in your Health Customer Area or on the app. 

Find out about all the services available to you here.

Some medical services require authorisation by Adeslas. Thus, if one of our medical professionals prescribes a medical test, you must submit the prescription to us so we can process its authorisation.

The tests which are subject to medical authorisation are as follows:

• Hospital admissions

• Medical tests

• Rehabilitation

• Clinical psychology

You can request your authorisations quickly and conveniently with a photo in your Health Customer Area. If you so prefer, you can also process your authorisations on the app.

Add dental coverage to your insurance

You may optionally have Adeslas Dental FAMILY coverage. €17.85 a month to ensure you entire family's dental health.

• Over 1,600 odontologists at your disposal in the most extensive dental roster.

• Access the entire network of more than 185 Adeslas Dental Clinics. Save up to 50% on the price you would pay if you accessed the service without being insured by Adeslas thanks to the Optima excess.

*Monthly premium valid for a total of four to six insured parties until renewal once a 15% discount is applied when it is taken out with a health insurance policy.

• Health questionnaire

• May be taken out up to 70 years of age

• 10% discount as from the fourth insured party

• Payment method bonus

A low copayment is a feature of our health insurance that allows you to access a broad range of medical services and treatments at a significantly lower cost as compared to other insurance policies. A low copayment allows you to pay a much lower amount at the time you receive medical care.

The Policyholder will pay for each service received the amount which, as a copayment, is stipulated in the Specific Terms and Conditions of their policy. For these purposes, the Insurer will periodically send the Policyholder a comprehensive statement of the services received by the Insured Parties included in the policy, together with the co-payments corresponding thereto. The total amount will be collected via direct debit from the bank account designated by the Policyholder to pay the insurance premium.