Healthcare with refund system 


The health insurance policy that combines a healthcare provider system and an expense refund system, both in Spain and in the rest of the world, up to 1 million euros. The healthcare extra that you need.

On taking out this insurance policy with a dental supplement, we refund you up to €150 per insured party*


Call us on:


 91 008 72 70


Coverage in general medicine, emergencies and hospital admission

Expense refund

Pregnancy and birth coverage

Healthcare assistance abroad


Check your Adeslas PREMIER health insurance offer.



Personalised care in a wide range of specialisms:

  • Primary care: general medicine, paediatrics and nursing service
  • Emergencies
  • Medical surgical specialisms
  • Preventive medicine
  • Diagnostic means, including those involving high technology
  • Hospitalisation
  • Surgical implants and prostheses
  • Special treatments
  • Human organ, tissue and cell transplants
  • Birth preparation
  • Clinical psychology
  • Chiropody
  • IUD, includes the fitting cost and the device
  • Maternal serum fetal DNA test
  • Travel assistance up to a limit of €12,000 per insurance annuity
  • Robotic surgery for prostate cancer and kidney cancer. Included with an excess payment of €6,000 for the cases that comply with the criteria required


Some medical services require authorisation by Adeslas. Hence, if one of our medical professionals prescribes any medical test for you, you must send us the corresponding prescription so that we can manage your authorisation.

The tests that are subject to medical authorisation are as follows:

  • Hospital admission
  • Medical tests
  • Rehabilitation
  • Clinical psychology

You can obtain your authorisations quickly and comfortably with a photo through your Customer Area. If you prefer, you can also obtain your authorisations from the Adeslas Salud y Bienestar App


Without copayments for the use of services.

Qualifying periods

All services provide immediate access, except those with a certain qualifying period to be able to enjoy their benefits, which may vary between three and eight months.


Complete coverage in the Healthcare Provider List and expense refunds with the following limits: special terms and conditions

Are you a customer? Access your health services

With Adeslas, you will always have a doctor at your disposal and access to all digital health services so that you can manage your health at any time from any place:

  • Healthcare provider list search function and option to request your appointment online
  • Digital card
  • Online authorisations and refunds
  • Video-appointments and tele-appointments
  • General, paediatric and psycho-emotional medical advice
  • Personalised health programmes

Access these and other healthcare services through your Customer Area or from the Adeslas Salud y Bienestar App

Discover all the services available to you here


Dental insurance

Adeslas Dental FAMILIA (optional)

Furthermore, for only €17,85* per month, you can access the dental insurance thought out for your whole family.

  • Extensive Dental Care Provider System comprising over 1,600 odontologists.
  • Extensive network of over 190 Adeslas Dental Clinics.
  • With the Optimum Discount service, you will save up to 50% of the price that you would pay if you accessed the service without being an insured party of Adeslas.

* Monthly premium valid for a total of three-four insured parties until renewal, once the 15% discount has been applied on taking it out with a health insurance policy.

Insurance documentation


We solve all your doubts related to your insurance procedures or procedures. In addition, we put at your disposal a wide network of commercial attention offices to resolve your doubts in person. Find yours here



*Consult the promotion conditions