Partial or total damage suffered by the insured vehicle due to combustion or scolding with flames, or an explosion or lightening.

Extinction expenses and measures to prevent a fire from spreading, including those relating to the intervention of the Fire Service.

Damage caused by mechanical breakdowns and damage suffered by the vehicle if it continues to be driven in those conditions.

Expenses of repairing or replacing partial or total material damage, and the loss of the vehicle, as a result of theft or attempted theft.

Total theft of the insured vehicle or recovery of the stolen vehicle in a written-off state.

Theft not reported to the competent authorities.

Expenses of repairing or replacing partial or total material damage suffered by the insured vehicle as a result of an accident.

Damage caused by malicious acts committed by third parties.

Damage caused by the transportation of the vehicle by other means, via road, sea or air.

Damage caused by falling objects, trees, posts, electricity lines or services.

Damage caused by the falling of the vehicle into water courses, lakes or seas.

Damage caused by an impact with people, animals or things.

Damage caused by mechanical breakdowns and damage suffered by the vehicle if it continues to be driven in those conditions.

In-situ technical assistance from kilometre 0.

Fuel supply.

Towing of the vehicle to a workshop up to 150 kilometres from your home.

Towing of the vehicle off ordinary roads.

Obtainment and dispatch of duplicate keys.

Tyre replacement in the event of a puncture, theft or vandalism.

You can request assistance from here (assistance request link) or by calling 900 301 900.

Assistance not requested from the company, except in the case of force majeure.

Cost of spare parts, fuel or tyres.

Damage to people and/or items caused by the driver through the use and circulation of the insured vehicle.

Damage caused to third parties as a result of personal effects transported inside the vehicle or on the luggage rack.

Damage caused to third parties during the loading and unloading of the insured vehicle, when the insured party themselves has loaded and unloaded the vehicle.

Damage caused to third parties as a result of trailers or caravans, provided that their total weight does not exceed 750 kg and they are attached to the insured vehicle at the time of the accident.

Damage caused to third parties by the policyholder as a cyclist or pedestrian.

Material and personal damage as a result of the circulation of the insured vehicle if it was stolen.

Damage to the insured vehicle and damage to transported items or other property.

Damage caused to the driver of a personal mobility vehicle or a bicycle with assisted pedals, for professional or competition use.

Personal injury suffered by the driver authorised as a result of a driving event.

Death or permanent disability of the driver.

Medical or rehabilitation expenses incurred by the driver in the event of an accident.

Common exclusions for all coverage included in the insurance documentation.

Expenses generated as a result of an administrative, judicial or arbitration process.

Lawyers' fees and expenses within the limit stipulated in the Specific Terms and Conditions.

Legal assistance by telephone.

Material damage and personal injury claims.

Claims arising from damage caused to the insured vehicle as a result of non-driving events.

Claims relating to defective vehicle repairs.

The amount of the indemnity payments, fines or penalties imposed on the insured party.

Taxes and other fiscal payments.

Material damage caused to the vehicle and its accessories when this damage is the result of a collision involving hunting animals (for example, wild boar, roe deer, etc.) or domestic animals.

Common exclusions for all coverage included in the insurance documentation.

Damage to the vehicle or accessories caused by atmospheric phenomena such as loose rocks, hailstones, snow, wind, rain and the impact of objects projected thereby.

Claims covered by the Insurance Compensation Consortium.