The expenses of repairing or substituting front windscreens, back windscreens, side windows and/or sunroofs of the insured vehicle in the event of their full or partial breakage.

The cost of tinted or serigraphed windscreens.

Damage to headlights, pilot lights, indicators, mirrors or any other type of glass object in the vehicle.

Partial or total damage suffered by the insured vehicle due to combustion or scolding with flames, or an explosion or lightening.

Damage to standard or optional vehicle accessories.

Extinction expenses and measures to prevent a fire from spreading, including those relating to the intervention of the Fire Service.

Damage caused to luggage and personal effects up to the limits stipulated in the Specific Terms and Conditions.

Damage caused by mechanical breakdowns and damage suffered by the vehicle if it continues to be driven in those conditions.

Expenses of repairing or replacing partial or total material damage, and the loss of the vehicle, as a result of theft or attempted theft.

Total theft of the insured vehicle or recovery of the stolen vehicle in a written-off state.

Theft of parts that constitute fixed parts of the vehicle.

The theft of luggage and personal effects up to the limits stipulated in the Specific Terms and Conditions.

Theft not reported to the competent authorities.

Personal audio, video, telephonic, photographic and information processing or storage devices.

Expenses of repairing or replacing partial or total material damage suffered by the insured vehicle as a result of an accident.

Damage caused by malicious acts committed by third parties.

Damage caused by the transportation of the vehicle by other means, via road, sea or air.

Damage caused by falling objects, trees, posts, electricity lines or services.

Damage caused by the falling of the vehicle into water courses, lakes or seas.

Damage caused by an impact with people, animals or things.

Damage to standard or optional vehicle accessories.

Damage caused to luggage and personal effects up to the limits stipulated in the Specific Terms and Conditions.

Damage caused by mechanical breakdowns and damage suffered by the vehicle if it continues to be driven in those conditions.

In-situ technical assistance from kilometre 0.

Fuel supply.

Towing of the vehicle to a workshop up to 150 kilometres from your home.

Towing of the vehicle off ordinary roads.

Obtainment and dispatch of duplicate keys.

Tyre replacement in the event of a puncture, theft or vandalism.

You can request assistance from here or by calling 900 301 900.

Assistance not requested from the company, except in the case of force majeure.

Cost of spare parts, fuel or tyres.

In the event of robbery, attempted robbery, fire or immobilisation of the insured vehicle as a result of an accident.

Includes a class C vehicle.

You can request a replacement vehicle by calling 900 301 900.

Immobilisation due to breakdowns not caused by an accident.

Damage to people and/or items caused by the driver through the use and circulation of the insured vehicle.

Damage caused to third parties as a result of personal effects transported inside the vehicle or on the luggage rack.

Damage caused to third parties during the loading and unloading of the insured vehicle, when the insured party themselves has loaded and unloaded the vehicle.

Damage caused to third parties as a result of trailers or caravans, provided that their total weight does not exceed 750 kg and they are attached to the insured vehicle at the time of the accident.

Damage caused to third parties by the policyholder as a cyclist or pedestrian.

Material and personal damage as a result of the circulation of the insured vehicle if it was stolen.

Damage to the insured vehicle and damage to transported items or other property.

Damage caused to the driver of a personal mobility vehicle or a bicycle with assisted pedals, for professional or competition use.

Personal injury suffered by the driver authorised as a result of a driving event.

Death or permanent disability of the driver.

Medical or rehabilitation expenses incurred by the driver in the event of an accident.

Common exclusions for all coverage included in the insurance documentation.

Expenses that may be incurred by the insured party as a result of their involvement in an administrative, judicial or arbitration proceeding.

Lawyers' fees and expenses within the limit stipulated in the Specific Terms and Conditions.

Legal assistance by telephone.

Damage due to collisions with hunting or domestic animals.

Material damage and personal injury claims.

Damage caused to the insured vehicle as a result of non-driving events.

Claims relating to defective vehicle repairs.

Indemnity payments, fines or penalties imposed on the insured party.

Taxes and other fiscal payments.