What does pet insurance for cats cover?
Cat insurance comes with a number of benefits and coverages designed to ensure your pet’s well-being and your peace of mind. There are insurances that include:
Is cat insurance mandatory?
There are currently no regulations in Spain making cat insurance mandatory. However, the Animal Welfare Act will make Civil Liability mandatory for all dogs, although it’s currently only mandatory for PPPs (Potentially Dangerous Dogs), which is also mandatory for all dogs in some Autonomous Communities such as Madrid and the Basque Country.
Therefore, although it isn’t mandatory, it could be worthwhile to take out insurance for your cat. It’ll give you peace of mind so you don't have to deal with unforeseen expenses that could break the bank without insurance. It also means your cat can be given the necessary care in any situation.
For example, insurance is highly recommended if your cat has access to the outdoors and there is a risk of damage to others or it’s involved in an accident. It’s also worthwhile for cats living in households with children or other pets, where incidents are always a possibility. What’s more, if you’d prefer to be covered against unexpected expenses, insurance is a practical and reassuring investment.
Advantages
Advantages of taking out cat insurance
If you’re still unsure as to whether you need insurance for your cat, here are some of the main advantages:
Tips
Tips to protect the health of your cat
Beyond taking out insurance, day-to-day care is key to ensuring that your cat lives as long as possible in the best possible conditions. Here are some practical tips:
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Regular visits to the vet: a general check-up is recommended at least once a year. Cats over 8 or those suffering from a pathology should get two check-ups per year.
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Balanced diet: always go for quality, well-formulated and nutritionally complete foods. Take into account your cat's age and needs before choosing the most suitable type of food.
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Home care: brush regularly to avoid matted fur or swallowing hairballs. Also look out for signs of illness by checking their ears, mouth and stool.
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Safe environment: make sure your home is free of dangerous objects, always protect windows to prevent falls and create a comfortable space for your pet, with a soft bed and a good scratching post.
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Hydration: Make sure your cat always has access to fresh, clean water. Cats are prone to kidney problems, so they should be encouraged to drink as much as possible.
FAQs
We answer all your questions
The Animal Welfare Act makes it obligatory to microchip cats and to register them in the corresponding census. What’s more, neutering cats that have access to the outdoors is encouraged with a view to preventing the proliferation of stray animals. It also regulates aspects such as the minimum care and feeding conditions that owners must guarantee at all times.
In accordance with current regulations, owning a cat calls for meeting certain basic requirements. Including:
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Identify the cat with a microchip.
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Register it in the Autonomous Community’s animal census.
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Provide adequate food, veterinary care and a clean and safe environment.
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In some cases, neuter the cat if it has access to the outdoors, as encouraged by the Animal Welfare Act.
Cat registration is obligatory in many autonomous communities in accordance with animal control and welfare measures. You could be fined for not registering your cat and, in the event of loss or theft, you wouldn’t be able to prove ownership. It’s a simple yet key step in caring for your pet and fulfilling your legal responsibilities as a pet owner.
In short, cat insurance has more than just financial advantages. It’s, without a doubt, a commitment to their well-being. Taking out insurance is a smart decision so you can look after your pet with complete peace of mind when it comes to whether or not you’ll be able to afford veterinary services.