Appliance coverage

Electrical or electronic devices form an essential part of our home, it is important to ascertain what coverage your insurance policy has in the event of a breakdown. 

What type of electrical appliances are covered by your Home insurance policy?

•  Coverage for the breakdowns

  The SegurCaixa Adeslas Home Insurance policy covers breakdowns caused by external factors affecting the appliance, if they are included in the policy, such as water damage, fire, weather events, or electrical damage.

  However, when a breakdown is due to normal use of the appliance, wear and tear over time, or its age, that is, the end of its useful life, it is not considered a covered claim. These types of faults, related to the internal functioning or natural deterioration of the appliance, are not included in home insurance coverage

Why take out an Electrical Appliance insurance policy? 

• Full comprehensive protection

  SegurCaixa Adeslas offers a complementary insurance policy for those breakdowns that are not covered through your Home insurance policy.

  The Electrical Appliances insurance policy offers full comprehensive protection against breakdowns of electrical appliances at your home whose manufacturer’s warranty period has ended, even in the event of internal and mechanical breakdowns.

  Covering three breakdowns a year, attempts will be made to repair the apparatus, covering the material and, when not possible, compensation will be paid for the appliance, in accordance with the terms and conditions of the policy. 

  In this way, your home will be fully protected against any problem that may arise.