General insurance tips

What is an insurance loss adjuster and an adjuster’s report?

Discover what an insurance adjuster does and how their report helps assess damage after a claim

Insurance Contract Law (LCS)

Did you know there is a law that regulates all insurance contracts?

What are insurance coverages?

Find out what insurance coverage is, what the main coverages are in each policy and the ones you should take out.

What is an insurance event?

An event is a fundamental aspect of insurance, as it establishes when and how your insurance company is obliged to deal with an adverse situation.

What is liability insurance?

Civil liability coverage is an essential protection that covers you if, whether through your own actions or negligence, you cause harm to someone else and are legally required to compensate them.

What’s the difference between the policyholder, the owner and the insured?

In insurance, having various parties can cause confusion when taking out a policy which is why it’s important to clearly understand the differences between the policyholder, the insured, and the owner, as each holds specific responsibilities and rights.

What is the effective date of an insurance policy?

When taking out an insurance policy, understanding the effective date is key: it indicates the exact moment your coverage begins and from when you'll be protected.